Financing & Payment Options - Novak Lock & Security Chicago

Flexible Financing for Locksmith Work in Chicago

Big security upgrades or emergency lockouts in Chicago shouldn’t drain your savings all at once. At Novak Lock & Security Chicago, we’ve built payment flexibility into the same system that delivers our written pricing, so you know exactly what you’re paying before we touch a single cylinder. Call us at (331) 202-1318 and we’ll walk through your options while we’re still on the phone, no separate callback needed.

Call (331) 202-1318

Payment Options We Offer

Financing Plans for Larger Jobs

For commercial rekeys across multiple Chicago locations, full access control installations, or residential lock upgrades throughout a building, we can spread costs across manageable payments. The application takes minutes, not days, and you’ll know your monthly amount before we schedule the work. Haven Standard Clause 1 still applies, the price on the phone is the price on the invoice, even when you’re paying over time.

Major Credit and Debit Cards

We accept all major cards right in our mobile payment system, so the technician closes out the job on-site with a printed receipt and a documented photo record of the completed work. No follow-up invoices, no surprise fees. The charge matches the written quote you approved before we dispatched, to the penny.

Cash and Check

Some of our longest-standing customers in neighborhoods like Lincoln Park and Bridgeport still prefer cash or check, and that’s fine. You’ll get the same written receipt, the same photo documentation, and the same 365-Day Done Right Promise backing every lock we install or rekey.

Up-Front Written Pricing, Every Time

Whether you pay today or over six months, the quote process never changes. Our dispatcher gives you the full price before anyone leaves for your location, and the technician is not permitted to alter it on the doorstep. This rule has been in place since Daniel Novak founded the company in 2002, and it’s why we can offer financing without the bait-and-switch tactics that plague this trade.

Simple Application Process

We’ve stripped the financing process down to what actually matters for locksmith work in Chicago.

Step 1: Talk to us about the job. Call (331) 202-1318 and tell us what you’re dealing with, a broken deadbolt in a Hyde Park two-flat, a master key system for a West Loop office building, a full rekey after a tenant turnover in Rogers Park. We’ll quote the work in writing while we’re on the phone.

Step 2: Quick pre-qualify conversation. If the total makes more sense spread out, we’ll run through a few questions with you right then. No hard pull, no lengthy forms, no waiting three business days for an answer. Most customers know within minutes what their options look like.

Step 3: Choose your plan and schedule. Pick the payment structure that fits, lock in the written price under Haven Standard Clause 1, and we’ll dispatch a background-checked, uniformed technician with your documented photo record ready to go. The work happens on your timeline, not the lender’s.

Frequently Asked Questions